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Easy-Approval/Almost-Guaranteed Credit Card FAQs - about No-Fee Secured Visa Credit Cards by Home Trust, offered to Canada through us here at Dominion Lending Centres!

Learn about how easy it is to get approval for our Home Trust "No-Fee Secured Visa Credit Cards" here at Dominion Lending Centres! Just click on a question-link below - and you'll travel down this same page to it's answer:

Are your "No-Fee Secured Visa Credit Cards" considered to be 'easy approval' credit cards? Or are these No-Fee Home Trust Visas hard to get?

We're happy to let you know that here at Dominion Lending Centres, our Canadian "No-Fee Secured Visa Credit Cards" by Home Trust ARE "easy approval" credit cards! Even if you have super bad credit - or have just finished bankruptcy - or even if you're still in a consumer proposal situation - it's okay: you can still get approved for our No-Fee secured Visas! Some other banks and credit card companies here in Canada don't have an "easy approval" process for people applying for their 'secured' Visas - so we're proud to be able to offer these Home Trust secured Visa options to you!

Will your easy-approval "No-Fee Secured Visa Credit Cards" work for me like a regular Visa Credit Card? Or do these Home Trust Visas only work at limited stores etc.?

Yes: your new No-Fee secured Visa credit card WILL work just like regular Visa credit cards! First off - these No-Fee Home Trust Visas WILL "build credit history" for you - they DO show up on your credit bureau JUST like regular Visa credit cards do! (unlike pre-paid or debit or gift-card credit-card options that cannot contribute to your credit-building). ALSO these No-Fee Home Trust secured Visas DO work at all the same stores online and offline that regular/normal Visas do! We're well aware of how "debit credit cards" and "pre-paid credit cards" still fall short in that area - but our secured Visas here at Dominion Lending Centres are different: they DO work like regular Visas!

Am I absolutely guaranteed approval for your No-Fee secured Home Trust Visa credit cards? Or is there no such thing as a "guaranteed credit card" in Canada?

You're right: there is no such thing as an absolutely 'guaranteed credit card' in Canada. It's impossible for any bank, trust company or credit card company to 'promise you a real credit card' without some sort of approval process! Our Home Trust Secured Visa Credit Cards are VERY 'easy approval' credit cards: they are one of the closest things to a 'guaranteed credit card' that you can get...we can't totally guarantee you'll get one but let's put it this way: virtually everyone who has applied for Home Trust secured Visas have been approved - they're THAT 'easily approved.' If you have concerns that your bad credit situation or previous bankruptcy may affect your approval, keep reading our next couple FAQs for more great news!

I have super bad credit - is your No-Fee secured Visa by Home Trust still an 'easy approval' credit card for me or not? And what if I just finished bankruptcy? Can I still get your No-Fee Home Trust Visa?

Even with really bad credit - our No-Fee secured Visa credit card can STILL be an 'easy approval' credit card for you! Here at Dominion Lending we don't hold it against you if you've fallen into a bad credit funk: it can happen to a lot of people at no fault of their own. And even if you just came out of bankruptcy - as long as the judgments have disappeared from your credit bureau (sometimes it takes a bit of time for them to take them off - talk to your financial advisor or trustee if they're not off yet) - our Home Trust Secured Visa Credit Cards can still be 'easy approval' credit cards for you!

I'm in consumer proposal - is your No-Fee Secured Visa Credit Card by Home Trust still an 'easy approval' credit card for me, or can I not get one?

This is one of the reasons we're so proud to offer the Home Trust Secured Visa line of credit cards here at Dominion Lending Centres: Home Trust Visas are obtainable by people currently in consumer proposal! What a relief! It can be hard enough to be in a consumer proposal situation - and then to not be able to use a credit card for simple things - like shopping or paying bills online, paying for parking etc. - can be downright inconvenient! Our Home Trust No-Fee secured Visas thankfully allow Canadians to have a credit card - even in consumer proposal situations!

How do I get a No-Fee secured Visa by Home Trust - can I use an online application here at Dominion Lending Centres?

It's easy to get our No-Fee secured Visa by Home Trust right here on our Dominion Lending Centres website: simply fill out the following credit card application: No-Fee Home Trust Secured Visa Credit Card Application

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.