When you choose a "No-Fee" Secured Visa Credit Card by Home Trust - through us here at Dominion Lending Centres - it could save you money compared to our other secured Visa credit card options, like our Low-Rate Home Trust Secured Visas). How?
As the name of our Home Trust No-Fee Visa states: you do NOT have to pay any annual credit card fees when you go with this No-Fee Secured Visa option!
As long as you use your new No-Fee Home Trust secured Visa at least once a year, you won't have any regular annual credit card fees: so that's money saved right there! On the other hand, if you choose our Low-Rate secured Visa option - you'll pay an annual fee of $59 for that Home Trust Visa: so just by choosing the No-Fee option, you'll save yourself $59 each and every year.
Additionally, our No-Fee secured Visa credit cards do NOT require you to pay fees for adding a secondary/additional cardholder to your new Home Trust secured Visa account: but if you choose the Low-Rate Home Trust secured Visa - you'll pay an additional $19 a year for that secondary cardholder.
In case you're wondering, any secured Visas we offer DO work JUST like regular Visa Credit Cards - they allow you to a) build a credit score/history and b) allow you to shop online and offline just like regular credit cards do - they won't limit you like wanna-be-credit-cards do (like pre-paid, debit or gift credit cards).
Our Home Trust secured Visas here at Dominion Lending are "easy approval credit cards" unlike some other secured credit cards at other banks/companies here in Canada! We don't discriminate against credit card applicants who are in bad credit situations - so even if you just finished bankruptcy or are still in consumer proposal - you can apply for our Home Trust No-Fee secured Visa!
And yes: secured Visas do require a cash deposit of some kind - they all do at any Canadian bank/credit card company - and here at Dominion Lending we're proud to be able to offer one of the lowest cash deposit requirements for easy-approval secured Visas: only $500 - which IS of course refundable if you ever choose to cancel your paid-off No-Fee Home Trust secured Visa!
Apply Online easily for our Home Trust No-Fee Secured Visa Credit Card today right here on this Dominion Lending Centres website!