Explore all of the great Canadian credit card offers available for our Low-Rate Secured Visa Credit Cards by Home Trust - that you can get with us here at Dominion Lending Centres! Just hit the link for the credit card offer you're interested in below, and it will take you down this same page to give you some info about that Visa offer:
Of course it's to be expected: our great Low-Rate Secured Visa Credit Card by Home Trust comes with a fantastic low credit card interest-rate offer: one of the lowest for secured Visas in Canada - 14.9%! This low credit card offer for your new Home Trust secured Visa allows you to save money when you carry a balance on your secured Visa credit card here and there.
Compared to other higher secured Visa credit card interest-rates, this low 14.9% rate will allow you to save money on your interest payments if and when they occur! For example, say you choose this Low-Rate secured Home Trust Visa over our No-Fee secured Home Trust Visa offer: with this Low-Rate credit card offer of 14.9% - if you carried an average balance on your credit card of $1,000 one year, you'd only pay around $149 in interest payments. But if you went with a credit card that has a higher interest-rate - say one of the standard Canadian rates of 19.99% - you'd pay around $199.90 in interest payments that year: $50 more.
So take advantage of our great Low-Rate credit card offer of 14.9% for our secured Visa credit card by Home Trust today: simply fill our our online Low-Rate Home Trust Secured Visa Credit Card Application right here on our Dominion Lending Centres website!
Yes: this is a very cool credit card offer that comes along with your new Home Trust Low-Rate secured Visa credit card automatically! Just what it sounds like, this great Canadian credit card offer gives you purchase protection insurance for eligible items that you purchase in full with your new Home Trust Low-Rate secured Visa!
Purchase protection credit card offers give you coverage on items you purchase with your Low-Rate Home Trust Visa - in the event of direct physical damage or theft! This credit card offer can add to your peace of mind when you're purchasing larger items with your new Home Trust Visa!
This purchase protection credit card offer gives works for 90 days after you purchase your eligible item with your Low-Rate secured Visa! And it covers up to $5,000 per Visa cardholder per occurrence!
Start to benefit from this complimentary purchase protection credit card offer by choosing our Low-Rate Home Trust secured Visa credit card today! Apply right here online with us, Dominion Lending Centres by clicking the following link: Low-Rate Home Trust Secured Visa Credit Card Application
Great news: you CAN use your new Low-Rate secured Visa credit card to get cash advances! This cash advance credit card offer allows you to take cash out of your new Home Trust low secured Visa - at over 1 million ATMs around the world that display either the Visa or PLUS logo!
You do need to be advised that there is a higher interest-rate for cash-advances. For any normal direct purchases you make with your new Low-Rate secured Visa - you'll only pay interest at the rate of 14.9%. But, on cash advances, you'll be charged a higher interest-rate of 19.8%. All this means is, if you do decide to take a cash advance out of your new Home Trust secured Visa, you'll want to pay it back sooner than later: if you pay it back before you're charged any interest, you could get away with this higher interest-rate not affecting you at all!
It's great to have the convenience of cash advances with a Visa: and we're happy to be able to provide you with this offer here at Dominion Lending Centres with our Low-Rate secured Visa!
Apply Online for our Canadian Home Trust Low-Rate Secured Visa Credit Card today, right here on our Dominion Lending Centres website!
You can also check out the info that arrives with your new Home Trust Low-Rate Visa in the mail: it will give you more detailed information about cash advance offers, and any interest-rates and fees associated with cash advances. You'll also get a contact phone number for Visa, so you can ask their reps any questions you might have about your new Low-Rate Home Trust secured Visa.
Luckily, you'll be able to get a secondary credit card in addition to your own new Low-Rate Home Trust secured Visa! This great credit card offer allows you to give your spouse or other family member access to your Visa: that way they can use your same shared-Visa-balance to purchase items, pay bills etc.! Just make sure to coordinate using your new Low-Rate secured Visa's balance with your secondary-card-holders, and also coordinate paying off your new Visa after everyone uses it - to make sure you avoid unnecessary interest charges, and to keep your credit history stellar! Tip: using the power and ease of online banking can really help make this process easier: your new Home Trust Visa can be easily hooked up to your online bank account, and paid directly from there - and you'll have an online Home Trust Visa account to see when it is paid and what you owe!
It costs even less for your secondary cardholder to share your Visa: it's only $19 a year for them to share your Low-Rate secured credit card: OR they can choose to pay $2 a month instead if they want to spread the cost out over the year (yes, so if they pay monthly, they'll end up paying slightly more a year - $24 instead of $19).
Being able to provide your spouse or other family member with a secondary secured Visa Credit Card gives them a credit card for emergencies - when their car gets unexpectedly towed - or when they are at the exit of a parking garage in a busy Canadian city like Toronto - and only have the option to pay with a real credit card! It can add to your peace of mind knowing that they have access to a secured Visa credit card that works JUST LIKE a regular Visa: for all those unexpected happenings life can bring!
Apply Online for a Low-Rate Secured Visa Credit Card by Home Trust right here on this Dominion Lending Centres website, and make sure to request a secondary card for your family member if you want one!
This may be a secured Visa - but that doesn't mean it comes without perks! It has all the extra offers from Visa that any regular Visa Credit Card would have! "Verified by Visa" is one of those extras: it provides you an extra layer of security protection for your new Low-Rate Home Trust secured Visa that you can get here at Dominion Lending Centres.
Verified by Visa is a credit card offer that comes directly from Visa themselves: it allows you to add a 'password' to your Visa: so if a thief tries to use your new secured Visa online at any online Canadian retailer that participats in this Verified by Visa Program, they won't be able to - because they won't know your password! Basically this Verified by Visa credit card offer can stop fraud before it happens!
In order to participate in this Verified by Visa credit card offer, you simply a) Apply for our Low-Rate Home Trust Secured Visa Credit Card and b) visit Visa online after your credit card arrives in the mail (the Canadian Visa website specifically) and you'll see info there on "Verified by Visa" and how to 'sign up' for it. It's very easy - we've done it ourselves!
Sometimes people think that if they have to get a "secured Visa" then they won't be able to get any credit card offers: but it's not true. It can be a relief in itself to find out that we offer 'easy approval' credit cards (a.k.a. our "secured Visas credit cards" including this Low-Rate Visa) - but then it's nice to participate in some of the offers. "Visa Checkout" is a credit card offer that is offered by Visa directly: and although you can learn about it more on their website when your Low-Rate Visa arrives in the mail, we'll talk a bit about it here for you.
First off, this "Visa Checkout" offer makes it easy for you to fill out your credit card information and billing information at participating Canadian retailers - like Gap for example. We've tested this out so we know: when you sign up for "Visa Checkout" you'll get a password and username - so instead of filling out all those forms in the shopping cart - like your address, and your Visa Credit Card number etc. - you'll just have to enter your username and password - and presto! The shopping cart information will fill out itself auto-magically. But that's not all...keep reading...
Great Extra Perk from Visa: You can get great DEALS when you sign up for "Visa Checkout" (it's free by the way) once you get your new Home Trust secured Visa in the mail. For example, participating Canadian retailers give coupons from time to time - to encourage you to use their Canadian online store. We've seen offers that give you 25% off a $100 purchase and so on. These credit card offers from Visa Checkout, change month to month - but you can keep tabs on them easily once you sign up for your Visa Checkout account. Basically our "Visa Checkout Offer" gives you "Offers" from time to time - so it's kind of neat!
Start to benefit from "Visa Checkout" and it's extra offers, by applying for our Low-Rate secured Visa credit card today - just click the following link: Low-Rate Home Trust Secured Visa Application and you'll be applying for a Home Trust secured Visa through us, Dominion Lending Centres!
The real main perk for most Canadians seeking our "secured Visa credit card" is the fact that secured Visas like our Low-Rate Home Trust secured Visas, allow you to "establish" or "reestablish" your credit.
Maybe you're looking for a great first credit card to start building credit to be able to get a mortgage someday - and don't want to bothered by the sometimes-challenging approval process at most Canadian banks or other credit card companies. Our Low-Rate Home Trust Visa is without question an 'easy-approval credit card' - and most definitely will help you build a credit score/history - unlike pre-paid credit cards or debit credit cards, our "secured Visas" will actually work like regular Visas and 'show up on your credit bureau.'
Or maybe you have encountered a bad credit situation like a lot of other Canadians these days - don't fret about it - we don't discriminate against applicants here at Dominion Lending Centres who have bad credit! Our Home Trust Low-Rate (and No-Fee) "secured" Visa Credit Cards are very easy to apply for, and can help you reestablish your credit. You can get approved for our Low-Rate Home Trust Visa - even if you have really bad credit or even if you've just gotten out of bankruptcy (and they finally took the judgements off your credit bureau) or even if you're currently in consumer proposal - you can still get approved for a Home Trust Visa. Almost everyone who's applied for one has been approved: it's that easy.
As you know, "secured Visa Credit Cards" require a cash deposit - and ours is one of the lowest cash deposit requirements in Canada: only $500 - and you can make it higher if you want, up to $10,000 if you have larger bills you want to be able to use your new secured Visa to pay etc.. But don't worry: that cash deposit IS refundable if you ever decide to get rid of your paid-up Home Trust Visa. And $500 is a small amount to pay if you want a hassle-free approval process for a first Visa, or if you want to be able to get a credit card in a bad credit situation, because establishing and reestablishing your credit can help your financial future!
Apply Online for a Low-Rate Secured Visa by Home Trust right here on our Dominion Lending Centres website today!
Some regular credit cards come with low credit card limits - based on your income, your assets etc.. But the neat thing about our Low-Rate Home Trust Secured Visa Credit Cards, is that they basically allow you to 'choose your credit limit.'
Yes, as you know, all secured credit cards ANY bank or credit card company provides - requires a 'cash deposit' of some kind: and our cash deposit requirement is one of the lowest in Canada: only $500 - and it's refundable if you ever cancel your paid-up Home Trust Visa. So following that thought, if you put down a $500 cash deposit - your "credit limit" for your new Home Trust Secured Visa will be $500.
But if you want a higher credit card limit - it's not a problem. You can put down a larger cash deposit - all the way up to $10,000 Canadian. This can be very useful if you want to pay larger bills or living costs using your credit card - especially online for reoccurring bill payments for example.
So in a sense, your 'credit-limit' is as big as you want it to be: it's flexible. And you can always start with the minimum $500 Canadian credit-limit - and add to it over time if you want. It's up to you!
Apply Online easily for our Secured Low-Rate Visa Credit Card by Home Trust - and choose your credit-limit - anywhere from $500 to $10,000 Canadian!
- Low-Rate Home Trust Visa Secured Credit Card - Offers