Apply for a Visa Credit Card

Learn the Difference between a Low-Rate Secured Visa Credit Card and a Low-Rate Regular Visa Credit Card

Here's a question we get asked a lot at Dominion Lending Centres: what is the difference between a Canadian: "regular/unsecured" Low-Rate Visa Credit Card and a "secured" Low-Rate Visa Credit Card - so we're typing this credit card article to clear that up for everyone .

Here at Dominion Lending Centres, we offer 2 types of "Low-Rate" Visa Credit Cards. Firstly we offer "regular/unsecured" Visa Credit Cards: ones that are not secured by cash or property. They are so "regular" that they are just called "Visa Credit Cards" - the ones that you fill out the application for, and have to cross your fingers in hope that you'll get approved - because there is no cash deposit requirement for those 'normal/regular' Visas. We offer 6 main Low-Rate Visa Credit Cards here at Dominion Lending Centres that are considered "regular Visas" - but you're probably here to learn about our secured Visa credit cards so let's talk about those now.

Our Low Rate secured Visa credit cards here at Dominion Lending are easy to get approved for! Created by our fellow Canadian Lender "Home Trust" - these Visas have a great low interest-rate like our regular Visas can: our 14.9% interest-rate for our Low-Rate secured Visa is one of the best and lowest credit card rates for secured Visas in Canada! Now since they are 'secured' they do require a small cash deposit of $500 - which is returnable to you when you cancel your paid-up Home Trust Visa Credit Card at any time. But this small cash deposit requirement - which is a requirement for ALL secured Visas in Canada by the way (and are usually in the thousands of dollars at most Canadian banks and other credit card companies) - is greatly outweighed by the easy approval nature of our Home Trust secured Visas: you don't have to hope and wish you'll get one - as long as you're out of bankruptcy (even newly out of bankruptcy), even if you have bad credit or even if you're in consumer proposal - it's almost guaranteed you'll get approved for our Low-Rate Home Trust secured Visas!

Easily Apply Online for a Low-Rate Secured Visa by Home Trust today, here at Dominion Lending Centres! And start to establish your credit in Canada !

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.