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Fees for our Mortgage/Equity-Line Home Trust Visa Credit Card in Canada - here at Dominion Lending Centres

You might already know that here at Dominion Lending we offer a unique "home equity line of credit" kind of mortgage that is in "Visa Credit Card" format - called our "Equity-Line Home Trust Visa." It operates JUST like a regular credit card in the end, and can help you establish or reestablish your credit and shop and pay bills both online and offline - just like normal/non-mortgage credit cards can.

So yes: it's basically a 'Mortgage' combined with a 'Credit Card.' We create this Visa Credit Card here at Dominion Lending by putting a first or second mortgage on your home property to take equity out of that property - and then we put it in 'Visa Credit Card format' so you can use that equity as you wish. It comes with some nice credit card offers too - like a 1%-Cash-Back program on all eligible purchases, as well as purchase protection insurance that lasts 90 days for all eligible items you buy with your Equity-Line Home Trust Visa - to give you some coverage on those items in the event that they are damaged or stolen.

Now let's talk about fees that you might have to pay or not-pay for your new Equity-Line Home Trust Visa. Just like when you get any mortgage in Canada from any bank or trust company, the fees can vary. There will for sure be around $35 charged for a 'Land Title Search Fee' - but great news, that can be charged to your new Equity-Line Visa - so you don't have to pay cash for that fee upfront. Then also, depending on how you qualify for this unique mortgage/equity-take-out-loan - a "Set-Up-Fee" of up to 3% of the loan amount could be charged - but don't worry: this fee can be charged to your new Equity-Line Visa - so you won't have to pay it up front either. The only fee you'd probably have to pay upfront would be a "First Canadian title" basic fee usually around $586. Our Dominion Lending Centres mortgage-agents will let you know about any other fees that you'd need to pay - but usually these are the only fees, and since most of them can be charged to your new Equity-Line Home Trust Card, it can be a pretty affordable home equity line of credit!

Apply here online at Dominion Lending Centres, for our Equity-Line Home Trust Visa Credit Card today - just fill out our: Mortgage/Equity-Line Home Trust Visa Application!

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.