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Lowest Credit Card Interest-Rates for our "No-Fee" Home Trust Secured Visa Credit Cards for Canada, here at Dominion Lending Centres!

Let's discuss the lowest possible interest-rates for our "No-Fee" secured Visa specifically! Our "No-Fee" secured Visa, created by Home Trust and available here at Dominion Lending, comes with a standard Canadian credit card interest-rate of 19.99%. It's reasonable for a secured-Visa in Canada: we have seen higher! But this 19.99% doesn't have to affect you at all - especially if you're the kind of person that likes to save money. We'll explain...

You're probably checking out our "No-Fee" secured Visa - because you love the idea of not paying any annual credit card fees: and luckily that's the case with this great No-Fee Home Trust Visa: you DO NOT have to pay any regular annual fees! This isn't true with all our Home Trust secured Visas: for example, if you chose our Low-Rate Home Trust Secured Visa Credit Card instead of this No-Fee option - you'd pay an annual fee of $59 - plus an additional $19 for any secondary cards you might add for your spouse or other family member.

But with this No-Fee secured Visa: there are simply NO regular annual fees for your card, or any secondary cards you may get for your spouse/family members! Great right?

So by simply choosing this No-Fee card over the Low-Rate secured Visa - you'll be keeping money in your pocket. But what about this 19.99% interest-rate? Isn't that going to cost you more money in interest payments than the 14.9% that the Low-Rate secured Visa would give you? Not if you avoid interest payments! If you keep paying off your new Home Trust secured Visa - keep paying the balance down to zero - right after you make any payment with it - you could avoid interest payments altogether! Interest rates for credit cards - whether they are high or low - only affect you when you "carry a balance" on your credit card. If you keep paying your balance down to zero - right after you make each purchase, or at least before each monthly bill due-date - the interest-rate won't affect you because there won't be any interest charged!

So the point is: If you hate annual credit card fees - this No-Fee secured Visa credit card is great for you - and don't worry about the standard rate of 19.99% that comes with it - if you don't plan on carrying a large balance on your new No-Fee secured Visa for long periods of time, then this standard rate of 19.99% won't affect you much - and you won't need to pay annual fees to get a lower credit card rate like you would with our Low-Rate Home Trust Secured Visa Credit Card!

Just so you know: any secured Visa, requires a cash deposit - doesn't matter which Canadian bank or credit card company you go to, this is the case! But here at Dominion Lending - we have one of the lowest cash deposit requirements for "easy approval" No-Fee secured Visas in Canada - $500 - which IS refundable if you ever cancel your paid-up Home Trust No-Fee Visa! And you don't have to pay $500 each year - it's just a one-time thing. Also, if you want a higher credit-limit, you can choose to put down a higher cash deposit - all the way up to $10,000 if you want.

Apply today for our great No-Fee secured Visa by Home Trust - simply fill out our No-Fee Secured Visa Credit Card Application right here on our Dominion Lending Centres website!

P.S. To avoid extra annual fees, you'll want to a) Never max out your new No-Fee secured Visa b) Make your monthly minimum payments, if any, on time and in full and c) USE your new No-Fee Home Trust Visa at least once a year - or there could be a fee charged for not using it!

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.