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  • Low (one time) $500 refundable Cash Deposit, which determines your credit-limit - so for a higher limit you can put down a larger cash deposit anywhere from $500 to $10,000. You can always increase your deposit/limit later on!
  • No-Fees: save your money by not paying any regular annual fees!
  • Solid Standard Rate: 19.99%
  • Easy-Approval!
  • Rebuild your Credit
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  • Even with Bad Credit
  • Even right after Bankruptcy
  • Even in Consumer Proposal

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Minimum Credit-Limits for our "No-Fee Home Trust Secured Visa Credit Cards" here at Dominion Lending Centres - a Canadian Lender!

Let's talk a bit about minimum - and maximum - credit-limits for our great No-Fee secured Visa credit cards here at Dominion Lending! But first off: just so you know how great these secured Visas really are - we should tell you that they're considered "easy approval" credit cards! Even if you've encountered a bad credit situation (lots of Canadians have recently) you can still get approval for our Home Trust "No-Fee" secured Visa credit cards! Even if you've just finished bankruptcy or are still in a consumer proposal situation - you can still get approval for our Home Trust secured Visas: that's how "easy approval" they truly are!

Important point: our Home Trust No-Fee Visas act JUST like regular credit cards: they allow you to a) establish or reestablish your credit because they count/show-up on your credit bureau and b) shop online and offline just like regular credit cards do - they don't have limitations that way that pre-paid, debit or gift-card credit-cards can!

So now you now how easy it is to get, and use, a No-Fee Home Trust Visa - let's talk about how they work, and then discuss what kinds of credit-limits you can get for them. As you might know already, when a Canadian credit card is a 'secured' credit card - it requires a cash deposit of some kind...this is true no matter which bank or credit card company you go to for a secured credit card. Here at Dominion Lending Centres, we have one of the lowest 'cash deposit requirements' in Canada for easy approval credit cards: only $500 is required - which IS of course refundable if you ever cancel your paid-up Home Trust secured Visa!

Some other Canadian banks and credit card companies either require larger cash deposit amounts, or are not as 'easy approval' as we are here with our Home Trust secured Visas.

So - what can the credit-limit be for your new Home Trust secured Visa credit card? Well, it all depends on that 'cash deposit' amount we just talked about. If you make the minimum cash deposit of $500 - which most Canadians do (especially if they're just recovering from bankruptcy or are in a bad credit crunch) then your "credit-limit" will ALSO be $500 - you'll have a $500 amount on your new Home Trust Secured Visa to use. Want a higher credit-limit? You guessed it: you'll be allowed to put down a larger cash deposit - all the way up to $10,000 if you like! If this is the only credit card you'll have for awhile, and you have the cash flow to put a bit more of a cash deposit on your new Home Trust Visa - it might be helpful for paying larger bills or making larger purchases. But the choice is yours - feel free to start with a $500 credit-limit/cash deposit - and you can always increase it later if you want!

Apply online easily for our 'easy approval' No-Fee Home Trust Secured Visa Credit Card right here on our Dominion Lending Centres website today!

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.