- No-Fee Home Trust Visa Secured Credit Card - No-Fees
As it's title obviously states: our 'No-Fee' Secured Visa Credit Card here at Dominion Lending Centres (created by our friends at Home Trust) doesn't require you to pay any regular annual credit card fees!
This can mean savings in your pocket - because if you chose the Low-Rate Home Trust Secured Visa Credit Card over this No-Fee Visa for example - you'd pay an annual fee of $59 - but here with the No-Fee Visa - you'll be 'fee-free.'
You won't even pay fees for any secondary/additional Visa Credit Cards you might want to get for your spouse or other family member - so they can have their 'own card' to share your same Home Trust No-Fee Visa account! Again, you WOULD pay a fee if you chose our Low-Rate Home Trust Secured Visa Credit Card: with the Low-Rate option you'd pay an additional $19 a year for that secondary-card - but not here with the No-Fee Visa Card!
As you already probably know, 'secured credit cards' of any kind, at any Canadian bank or credit card company, require a cash deposit - some high some low. Here at Dominion Lending Centres we have one of the lowest 'cash deposit requirements' for easy approval 'secured Visas' here in Canada: only $500 - which you DO get back if you ever choose to cancel your paid-off Home Trust No-Fee Visa. And don't worry: this $500 cash deposit is a 'one-time' thing - you do NOT have to pay $500 a year or anything wild like that! If you choose, you can raise your credit-limit by adding to that cash deposit - all the way up to $10,000 - but it's up to you. A larger credit limit would allow you to make larger bill payments or purchases with your new No-Fee secured Visa.
Finally, you'll need to use your new No-Fee Visa Credit Card at least once a year - so you can avoid any extra-fees that could be charged for your card remaining 'inactive.' You'll also want to avoid maxing out your new Visa - so if you have a secondary cardholder - like a spouse or other family member - you'll want to coordinate your purchases made with your cards to avoid going over the limit, and therefore avoid any over-limit-fees. Finally, you'll want to make any minimum payments on time and in full - and since you're probably very financially minded - we suggest keeping your credit card's balance paid down to zero as often as possible (by paying your Visa back a.s.a.p. using online banking etc. each time you use your card for purchases/bill payments) - then you could avoid interest payments altogether!
Apply easily for our easy approval "No-Fee Home Trust Secured Visa" right here online at Dominion Lending Centres! Just fill out our Canadian Online No-Fee Home Trust secured Visa Application today!