Here at Dominion Lending Centres - a Canada-wide Lender - we offer 2 types of great Home Trust "Secured Visa Credit Cards" for you to choose from. Firstly we're happy to let you know that both our Home Trust secured Visa credit cards are VERY easy to get approved for: even if you're currently in a bad credit situation, or are in consumer proposal - or have just finished bankruptcy - you can still get approved for our Home Trust Secured Visas here at Dominion Lending Centres!
Now let's explore your two secured Visa options! Firstly we offer a nifty Low-Rate secured Visa credit card - which comes with a great Low-Rate of 14.9% - one of the best and lowest credit card interest-rates for secured Visas in Canada. So if you plan on carrying a balance on your new secured Visa by Home Trust from time to time (it happens) and you think you'll want to keep your interest payments low - then the Low-Rate secured Visa credit card by Home Trust could be the right fit for you. But, our Low-Rate secured Visa does have an annual fee of $59: and if you add a secondary/additional Visa cardholder - like your spouse or another family member - they/you will have a fee for that card too: of $19 annually. So now let's talk about our No-Fee secured Visa option...
If you plan on keeping your new Home Trust secured Visa paid off each month, and won't be having a lot of interest payments happening, then you might want to choose our No-Fee Home Trust secured Visa here a Dominion Lending! As it's title states, there are NO regular annual-fees for this Home Trust secured Visa - as long as you use it once a year to avoid inactive-fees. And even if you add a secondary/additional cardholder to your new No-Fee secured Visa - there won't be any additional regular annual-fees for them to use that secondary Visa card. Neat right? Totally fee-free. Now the interest-rate for this No-Fee secured Visa credit card option IS higher than the Low-Rate secured Visa option - the No-Fee credit card rate sits at a standard 19.99% - but again, if you're not planning on carrying a large balance on your new Home Trust secured Visa that often - then choosing this No-Fee Home Trust Visa could keep some money in your pocket!
Apply Online for either of our secured Visa credit cards by Home Trust today! As you know, Secured Visas require a cash deposit no matter which bank/credit-card company you get one from - but here at Dominion Lending you'll only need a small cash deposit of $500 - one of the lowest cash deposit requirements in Canada right now for easy approval Secured Visa Credit Cards! And yes: you'll get your $500 back if you ever decide to cancel your paid-up Home Trust secured Visa. Choose the type of Secured Visa Credit Card you want to apply for below, and you'll be able to apply for the No-Fee or Low-Rate secured Home Trust Visa, right here online on our Dominion Lending Centres website: