Apply for a Visa Credit Card
  • Low-Rate: 14.9% @ low-cost of $59/year - a lower-rate helps you save money on interest-payments!
  • Easy-Approval!
  • Rebuild your Credit
  • Start Building Credit
  • Low $500 refundable Cash Deposit
  • Even with Bad Credit
  • Even right after Bankruptcy
  • Even in Consumer Proposal

Apply for this Secured Visa »

Sign-Up for News on Visa-Offers & helpful Credit-Card Tips:

Lowest Rates for our Low-Rate Secured Visa Credit Cards by Home Trust - offered through us here at Dominion Lending Centres in Canada

Checking out our great Home Trust "Low-Rate Secured Visa Credit Card?" You probably already know that it comes with a great low credit card rate, especially for secured Visas in Canada: 14.9%! And you may also have heard that our Home Trust secured Visa credit cards - including this great "Low-Rate" option, are very easy to get approval for! You don't have to have 'good credit' to get this Low-Rate secured Visa: you can even have really bad credit! Even if you've just come out of bankruptcy, or are still in consumer proposal - you can still get approved for our Home Trust Low-Rate secured Visa!

We offer one of the lowest cash deposit requirements for 'secured credit cards' in Canada: especially for 'easy approval' secured Visas like these Home Trust Low-Rate Visa Cards! All you need is $500 for your cash deposit - which is refundable if you ever cancel your paid-up Visa - so don't worry: your money isn't gone forever: it's just there to act as security for your new Low-Rate secured Visa. Yes: a couple other banks in Canada allow some cash deposits for their secured Visas that are under $1,000 too - but their approval process may not be as easy as ours is for our Home Trust secured Visas. And their rate may not be a low as our 14.9% credit card interest-rate for this "Low-Rate" Visa option. So what can a low rate do for you anyway?

A great low rate of 14.9% for your new secured Home Trust Visa, can help save you money in the long run! Especially if you plan on carrying a balance on your new secured Visa from time to time: the longer you carry a balance, and the larger the balance is on your new credit card: the higher your credit card interest payments will be! SO the lower your credit card rate is - the lower your credit card's interest payments can be! Here's a (sort of ) fun math example to outline how much you can save with our Low-Rate Home Trust secured Visa's 14.9% interest-rate:

Say you carry an average balance of $1,000 for a year, on your new Low-Rate secured Visa by Home Trust: with the Low-Rate Visa's 14.9% rate - you'll only pay $149 approx. in interest payments for your credit card that year. But if you have a higher credit card rate, like the standard Canadian rate of 19.9% for example - you'd pay approximately $199 that year - a full $50 more!

So you see: having a lower credit card interest-rate - when you carry a balance on your secured Visa - will help you save money!

You can easily apply right here online for our Home Trust Low-Rate Secured Visa Credit Card, offered through us: Dominion Lending Centres: just click on the following credit card application link: Low-Rate Secured Visa Credit Card Application

© 2017 dlccreditcards.ca
FSCO #11677 | Independently Owned and Operated

Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.