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Easy-Approval/Almost-Guaranteed FAQs - about Low-Rate Secured Visa Credit Cards by Home Trust - offered through Dominion Lending Centres in Canada!

Read these faqs about easy approval credit cards - and how our Low-Rate secured Visa credit cards (created by Home Trust) are some of the closest credit cards to guaranteed credit cards that exist! Simply click a question-link below and you'll travel down the page to it's answer:

Is your Low-Rate secured Visa credit card by Home Trust considered to be an "easy approval" credit card?

Yes indeed: our Home Trust "Low-Rate secured Visa credit card" IS considered to be an easy approval Canadian credit card, because even if you have bad credit, have just finished bankruptcy or are in consumer proposal - you can still get approved for our Home Trust secured Visa credit cards: Including this nifty low secured Visa - which has one of the best and lowest interest-rates for secured credit cards in Canada: 14.9%!

Am I guaranteed approval for a Low-Rate secured Visa by Home Trust? Or is there no such thing as a "guaranteed credit card"?

You're right: there is no such thing as a guaranteed credit card really: if you want a 'real' credit card that a) builds your credit history/score and b) can be used to shop everywhere like a regular Visa Credit Card - then there is no way any bank or real credit card company can guarantee your approval. BUT our secured Visa credit cards/Home Trust Visas are VERY easy to get approval for - and like we said before: even if you have the worst bad credit ever, or are just finished bankruptcy, or are still in consumer proposal,you can still get approved for our Home Trust secured Visa credit cards - including our great Low-Rate secured Visa! Home Trust is a great credit card provider: they don't discriminate against Canadians who have encountered bad credit situations - and we really respect them for that, and are proud to offer you their secured Visa credit cards through our company - Dominion Lending Centres!

I've seen ads online for "guaranteed credit cards" here in Canada - are they spoofing me?

We've seen those ads too - on social networking sites - claiming you can get Canadian credit cards and that you're 'guaranteed approval'. When you visit those sites they're usually one page, have some picture of a fancy restaurant, and immediately ask for all of your personal information on a contact form. They may even have a legitimate looking credit card photo on the website - but whether or not these places are 'real' - and sometimes they certainly won't be - remember there is no such thing as "guaranteed credit cards". But our Home Trust secured Visa credit cards are SO easy to get approval for, that they are the closest thing to a 'guaranteed credit card' you can get! You can get our Home Trust Secured Visas even if you have bad credit, or have just finished bankruptcy, or even if you're still in consumer proposal - but you still have to go through an approval process to get our credit cards: any legitimate credit card company or bank can't outright "guarantee you" a credit card - it's just the way it is here in Canada.

Are there other banks that offer Low-Rate "secured" easy approval credit cards too besides Home Trust?

There are a few banks in Canada that also offer secured Visa credit cards: but you'll have a hard time finding ones that shine as bright as our Home Trust secured Visa credit cards here at Dominion Lending Centres. Home Trust just did a great job at putting YOU first when creating this Visa product! They don't discriminate against anyone who has happened to fall into bad credit, or against anyone who has just come out of bankruptcy even against anyone who is still in consumer proposal. AND Home Trust's secured Visa credit cards here at Dominion Lending require one of the lowest cash deposits in Canada: only $500 - which you get back if you ever cancel your paid off secured Visa! Most other banks/credit card companies that offer such a low cash deposit are more 'picky' about who they allow to become a secured credit cardholder with them. So we're proud to offer these "easy approval" Home Trust secured Visa credit cards to Canadians like you!

What is the lowest rate you offer for these Low-Rate secured Visa credit cards? How are you able to offer such a great low interest-rate for a Visa that is so easy to get?

The lowest credit card interest-rate that we offer for our Low-Rate secured Visas by Home Trust, is 14.9% - one of the best and lowest credit card rates in Canada for secured Visas! Our friends at Home Trust actually created these Low-Rate secured Visas: and they decided to make it possible for almost anyone to get these Visas by establishing an easy approval process. And they wanted to provide Canadians with both a Low-Rate or No-Fee secured Visa option: so you can choose either! If you plan on carrying larger balances on your new Home Trust secured Visa, then this "Low-Rate" 14.9% credit card offer is the one you should probably choose because it will keep your interest payments lower than a higher-rate credit card would. We're proud to offer this Low-Rate secured Visa by Home Trust to Canadians like you: because Home Trust did a good job at considering YOU, the client!

How do I apply for this easy approval Low-Rate secured Visa by Home Trust anyway? Can I do that here online with you guys at Dominion Lending Centres?

It's very simple to apply for our easy approval Low-Rate Secured Visa Credit Cards: simply hit the following link and you can apply for this Home Trust Visa right here online though us, Dominion Lending Centres: Low-Rate Secured Visa Credit Card Application Remember: You need a low $500 cash deposit to get this Home Trust secured Visa - but it is refundable if you ever decide to cancel your paid-off Home Trust Visa Card! (all secured credit cards in Canada require a cash deposit!)

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.