Read these faqs about easy approval credit cards - and how our Low-Rate secured Visa credit cards (created by Home Trust) are some of the closest credit cards to guaranteed credit cards that exist! Simply click a question-link below and you'll travel down the page to it's answer:
Yes indeed: our Home Trust "Low-Rate secured Visa credit card" IS considered to be an easy approval Canadian credit card, because even if you have bad credit, have just finished bankruptcy or are in consumer proposal - you can still get approved for our Home Trust secured Visa credit cards: Including this nifty low secured Visa - which has one of the best and lowest interest-rates for secured credit cards in Canada: 14.9%!
You're right: there is no such thing as a guaranteed credit card really: if you want a 'real' credit card that a) builds your credit history/score and b) can be used to shop everywhere like a regular Visa Credit Card - then there is no way any bank or real credit card company can guarantee your approval. BUT our secured Visa credit cards/Home Trust Visas are VERY easy to get approval for - and like we said before: even if you have the worst bad credit ever, or are just finished bankruptcy, or are still in consumer proposal,you can still get approved for our Home Trust secured Visa credit cards - including our great Low-Rate secured Visa! Home Trust is a great credit card provider: they don't discriminate against Canadians who have encountered bad credit situations - and we really respect them for that, and are proud to offer you their secured Visa credit cards through our company - Dominion Lending Centres!
We've seen those ads too - on social networking sites - claiming you can get Canadian credit cards and that you're 'guaranteed approval'. When you visit those sites they're usually one page, have some picture of a fancy restaurant, and immediately ask for all of your personal information on a contact form. They may even have a legitimate looking credit card photo on the website - but whether or not these places are 'real' - and sometimes they certainly won't be - remember there is no such thing as "guaranteed credit cards". But our Home Trust secured Visa credit cards are SO easy to get approval for, that they are the closest thing to a 'guaranteed credit card' you can get! You can get our Home Trust Secured Visas even if you have bad credit, or have just finished bankruptcy, or even if you're still in consumer proposal - but you still have to go through an approval process to get our credit cards: any legitimate credit card company or bank can't outright "guarantee you" a credit card - it's just the way it is here in Canada.
There are a few banks in Canada that also offer secured Visa credit cards: but you'll have a hard time finding ones that shine as bright as our Home Trust secured Visa credit cards here at Dominion Lending Centres. Home Trust just did a great job at putting YOU first when creating this Visa product! They don't discriminate against anyone who has happened to fall into bad credit, or against anyone who has just come out of bankruptcy even against anyone who is still in consumer proposal. AND Home Trust's secured Visa credit cards here at Dominion Lending require one of the lowest cash deposits in Canada: only $500 - which you get back if you ever cancel your paid off secured Visa! Most other banks/credit card companies that offer such a low cash deposit are more 'picky' about who they allow to become a secured credit cardholder with them. So we're proud to offer these "easy approval" Home Trust secured Visa credit cards to Canadians like you!
The lowest credit card interest-rate that we offer for our Low-Rate secured Visas by Home Trust, is 14.9% - one of the best and lowest credit card rates in Canada for secured Visas! Our friends at Home Trust actually created these Low-Rate secured Visas: and they decided to make it possible for almost anyone to get these Visas by establishing an easy approval process. And they wanted to provide Canadians with both a Low-Rate or No-Fee secured Visa option: so you can choose either! If you plan on carrying larger balances on your new Home Trust secured Visa, then this "Low-Rate" 14.9% credit card offer is the one you should probably choose because it will keep your interest payments lower than a higher-rate credit card would. We're proud to offer this Low-Rate secured Visa by Home Trust to Canadians like you: because Home Trust did a good job at considering YOU, the client!
It's very simple to apply for our easy approval Low-Rate Secured Visa Credit Cards: simply hit the following link and you can apply for this Home Trust Visa right here online though us, Dominion Lending Centres: Low-Rate Secured Visa Credit Card Application Remember: You need a low $500 cash deposit to get this Home Trust secured Visa - but it is refundable if you ever decide to cancel your paid-off Home Trust Visa Card! (all secured credit cards in Canada require a cash deposit!)