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  • Low $500 refundable Cash Deposit, which determines your credit-limit - so for a higher limit you can put down a larger cash deposit anywhere from $500 to $10,000. You can always increase your deposit/limit later on!
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Minimum/Maximum Credit Limits for our Secured Visa Credit Cards for Bad Credit - by Home Trust - here at Dominion Lending Centres - a Canada-wide Lender

If you've been craving/needing a credit card for bad credit in Canada - welcome to Dominion Lending Centres: we offer easy approval credit cards for Canadians who happen to be in bad credit situations! Even if you just came out of bankruptcy, have really bad credit, don't have any credit/credit-history, or even if you're still in a consumer proposal situation - you could still get approved for our line of "Secured Visa Credit Cards" here at Dominion Lending! We're a Canada-wide Lender that's been around for years - you may have seen our mortgage commercials on TV!

And yes: these secured Visa credit cards that we offer for bad credit here at Dominion Lending work JUST like regular Visa Credit Cards - they show up on your credit-bureau which means they CAN be used to establish or reestablish credit! (unlike their wanna-be-credit-card counterparts - the prepaid, debit, and gift-card credit cards which cannot build your credit!). And these "Secured Visas" work at all the same offline and online stores that normal/unsecured Visas work at - and gladly they can even be used for reoccurring bill payments!

Okay: so now that you know how easy it is to get approval for our 'bad credit credit cards' here at Dominion Lending - we'll tell you how flexible the 'credit-limits' are for this line of secured Visas - created by our Lender Friends at Home Trust, and available right here at Dominion Lending.

As you might know, a cash deposit is always needed for anyone to get a 'secured' Visa at any bank or credit card company here in Canada - some places ask for cash deposits in the thousands - but not here at Dominion Lending! We offer one of the lowest cash deposit requirements for "easy-approval" credit cards in Canada - a one-time deposit of only $500 - which yes you DO get back if you ever cancel your new paid-up Home Trust Secured Visa in the future!

So: here at Dominion Lending Centres your 'cash deposit' = your 'credit-limit'. If you choose to make the minimum cash deposit of $500 - your credit-limit for your new Home Trust Secured Visa will be "$500." If you have extra cash to put towards your new secured Visa - you can put down anywhere from $500-$10,000 - so say you pay $5,000 as your cash deposit - your credit limit will then of course be $5,000. A lot of Canadians who have found themselves in bad credit situations are super-happy to discover our secured Visas - and because they're dealing with a bad credit situation they like to only put down the minimum of $500 at first. Then they add to that cash deposit later - when money is flowing more freely. It's totally up to you!

Apply online for our Secured Visa Credit Cards for Bad Credit - by Home Trust today - right here at Dominion Lending Centres!

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.