Read these often asked questions to learn about No-Fee secured Visa credit cards for bad credit here in Canada. Just click a question you'd like to know the answer to below - and you'll fly down this same page to read it's answer:
Here at Dominion Lending Centres we can offer Canadians like you what we call "secured Visa credit cards" which are perfect for bad credit situations! Secured Visas are very easy approval credit cards - well here at Dominion Lending anyway! We don't discriminate against people for having bad credit - or for just getting our of bankruptcy, or even for currently being in consumer proposal - all of our secured Visas (created by our friends at Home Trust) are easy approval, and available here at Dominion Lending Centres!
YES: we offer a "No-Fee" secured Visa here at Dominion Lending Centres - it's a Home Trust Visa that doesn't require you to pay any annual credit card fees! You'll be 'fee-free'! This is a great option if you want to keep some money in your pocket each year and still have a credit card. If you choose our Low-Rate secured Visa by Home Trust instead of this No-Fee option - you would have to pay $59 a year for it - but this No-Fee secured Visa doesn't have that fee!
Yes: here at Dominion Lending you'll be allowed to add a secondary/additional cardholder to your new No-Fee Home Trust Secured Visa account - like your spouse or other family member. That way you'll know they have a credit card in case of emergencies - which can add to your peace of mind. Just make sure to coordinate how you share the balance on your credit card for purchases, and how you keep your joint-Visa paid-up (use online banking right after you all make purchases to pay off the card) so that you can avoid maxing out your Visa and keep it's balance free for future purchases!
Great news: there are no annual fees for you to add a secondary cardholder to your new No-Fee secured Visa credit card for bad credit - you don't pay fees for your own Visa Card, and you don't pay fees for your additional card either! So yes, it's free to add your spouse or other family member to your new Home Trust Visa account here at Dominion Lending.
In order to avoid additional/extra fees that could be charged on your new Home Trust No-Fee secured Visa for bad credit - we advise you to:
Yes, you can easily apply for our No-Fee secured Visa credit cards for bad credit right here on our Dominion Lending Centres website! Just use the following link: Apply Online for Secured Visa Credit Cards for Bad Credit