Apply for a Visa Credit Card

FAQs about "Low-Rate" Secured Visa Credit Cards for Bad Credit available at Dominion Lending Centres created by Home Trust - Visas for Canada!

Read these often asked questions to learn about "Low-Rate" secured Visa credit cards for bad credit available here at Dominion Lending for Canadians like you. Just click a question-link you're interested in, and you'll travel down this same page to see it's answer:

Do you offer any sort of "Low-Rate" credit cards for Canadians who have found themselves in a bad credit situation? Or are your Low-Rate options just for your regular Visas here at Dominion Lending?

Yes, we do offer a great Low-Rate secured Visa credit card for bad credit - created by our friends at Home Trust and available to Canadians like you right here at Dominion Lending Centres! Our credit card interest-rate for our Low-Rate secured Visa is 14.9% - which can save you money compared to standard Canadian rates such as 19.9% - especially if you carry a balance on your new Home Trust Low-Rate Visa from time to time.

What is the lowest interest-rate I can get for my new Low-Rate Secured Visa (by Home Trust) here at Dominion Lending Centres?

The lowest credit card interest-rate you can get for our Home Trust Low-Rate Visas here at Dominion Lending - is 14.9% - one of the lowest credit card rates available for 'easy approval' credit cards for bad credit! This low rate of 14.9% can save you money on interest payments - in the event that you carry a balance on your new Home Trust secured Visa from month to month.

Can I add an additional/secondary cardholder to my new Low-Rate Home Trust Secured Visa Credit Card here at Dominion Lending?

Yes, you can easily add your spouse or other family member to your new Home Trust Low-Rate Visa account here at Dominion Lending Centres - so they can become a secondary/additional cardholder and make use of your same Visa account with their very own card! This can give you some peace of mind knowing they have a credit card on hand in case of emergencies! These additional credit cards only cost $19 a year.

Is there an alternative option to this Low-Rate Secured Visa - do you also offer a "Home Trust No-Fee Secured Visa" here at Dominion Lending Centres for Canadians?

We do offer an alternative to our Low-Rate secured Visa for bad credit - we also offer Home Trust's "No-Fee" secured Visa - which as you can probably deduce, frees you from the annual fees of $59 that you do pay for your primary "Low-Rate" Visa. But the interest-rate for the No-Fee secured Visa is higher at 19.99% - much higher than this Low-Rate Visa's rate of 14.9%. If you plan on carrying a balance over longer periods of time with your new Home Trust secured Visa - then the Low-Rate option will save you money on interest payments. But if you don't plan on carrying a balance - and can keep paying your credit card down to zero before each monthly bill due date - then check out our No-Fee Secured Visa option right here online.

Can the lower interest-rate for my new Low-Rate Home Trust Secured Visa save me money? If so, how?

Yes, lower interest-rates on credit cards can usually always save you money - when it comes to interest payments that is! Say you carried an average balance of $2,000 per year on your new Low-Rate Home Trust Visa: with it's low interest-rate of 14.9% you'd only pay $298 in interest payments approx. that year. But if you had a higher rate for your credit card, like one of the standard Canadian rates of 19.99% - you'd pay around $399.8 approx that year - so around $100 more! If you do plan on carrying a balance on your new Low-Rate Visa - then this lower interest-rate could keep some money in your pocket!

How do I go about applying for a Low-Rate Secured Visa Credit Card here at Dominion Lending Centres?

It's very easy to apply, and get approval for our credit cards for bad credit here at Dominion Lending Centres! To apply for our Low-Rate secured Visa by Home Trust - use the following credit card application: Low-Rate secured Visa by Home Trust Application

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.