Learn about how easy it is to get approval for our 'bad credit' credit cards here at Dominion Lending Centres in Canada! Simply click a question-link you're interested in below, and you'll travel down this same webpage to read it's answer:
It's true: we DO offer what are considered "easy approval" credit cards for Canadians here at Dominion Lending Centres! Virtually everyone who applies for our easy approval Visas are approved! These great Visas are created by our friends at Home Trust, and are technically called 'secured' credit cards, and are available right here online at Dominion Lending!
Even if you have really bad credit - you can still get approval for our Home Trust secured Visa credit cards here at Dominion Lending! That's what easy approval credit cards are for: people who have found themselves in bad credit situations and still want/need a credit card! We don't discriminate against Canadians who have bad credit with our Home Trust secured Visas: we're proud to offer these kinds of credit cards for bad credit - because not every bank or credit card company's secured Visas in Canada are considered 'easy approval' like ours are!
Great news: you can still get our Home Trust secured Visa credit cards here at Dominion Lending Centres - even if you've just finished bankruptcy! As long as those listed judgments on your credit bureau are taken off - which they should be if your bankruptcy is finished - then you can apply for our Home Trust credit cards for bad credit here at Dominion Lending! Tip: if your judgments haven't come off your credit bureau yet, talk to your trustee or financial advisor to see how they can be removed - and bookmark this website so you can easily come back to get your new secured Visa when you're ready!
Good question. Since our credit cards for bad credit are so easy to get approval for here at Dominion Lending - they are the closest thing to "guaranteed credit cards" that there is! Any company that claims they can guarantee you a credit card - are either stretching the truth or aren't providing you with a 'real' credit card - one that shows up on your credit bureau and allows you to establish credit like our credit cards do! We offer "secured Visas" by our friends at Home Trust - that work JUST like regular Visas: even when you shop online or offline, your new secured Visa with us will work just like a reg credit card!
We offer 2 kinds of credit cards for bad credit here at Dominion Lending Centres! They are created by our friends at Home Trust - and are technically called "Secured Visa Credit Cards" here in Canada. You can choose between our "Low-Rate" or "No-Fee" secured Visa credit cards, both by Home Trust. Our Low-Rate Visa comes with a great low Canadian interest-rate of 14.9% - which can help you keep you interest payments low if you ever decide to carry a balance on your new Visa. Our No-Fee secured Visa saves you $59 a year in annual fee payments - it's fee-free - and is great if you don't plan on carrying a balance on your new credit card much. It's your choice - but both of these Home Trust credit cards are 'easy approval' credit cards and work just like regular Visas: both allow you to build your credit / establish credit - and both allow you to shop at all the same online and offline stores that regular Visas do!
It's easy to apply for our easy approval credit cards for bad credit, here at Dominion Lending Centres! You can simply apply online using the following application: Secured Visa Credit Cards for Bad Credit Application - and as you probably know, our secured Visa credit cards come with one of the lowest cash deposit requirements in Canada: only $500 - which is of course returned to you if you ever cancel your paid-up Secured Visa in the future!