Great News: credit cards for bad credit DO exist here in Canada! Noteworthy ones, available here at Dominion Lending Centres - a leading well established Lender in Canada!
Yes, even if you have really really bad credit - you can still get easy approval "secured Visa credit cards" here at Dominion Lending! We offer a Home Trust line of "secured" Visas which work EXACTLY like regular Visas: a) they show up on your credit bureau and help you build/establish credit and b) they work for shopping online and offline just like regular credit cards - they even work for reoccurring payments for bills etc..
Even if your credit score is down in the dumps, even if you've just finished bankruptcy, and even if you're still in consumer proposal - you could still be easily approved for our secured Visa credit cards for bad credit by Home Trust - available here at Dominion Lending!
Not all banks and trust companies in Canada offer 'easy approval' secured credit cards for Canadians in bad credit situations: sometimes our competitor's "secured credit cards" are not considered "easy approval credit cards" at all!
But we have not only one, but TWO great 'secured Visa credit card' options here at Dominion Lending Centres for you to choose from - and yes both are credit cards for bad credit! We have a Low-Rate secured Visa by Home Trust - which offers you a great low Canadian rate of 14.9% - which can save you money on interest payments especially if you plan on carrying a balance on your new Home Trust Secured Visa from time to time. Or, you can choose our No-Fee secured Visa also by Home Trust: which frees you from annual credit card fees!
As you might know, any secured credit cards from any Canadian bank, trust company or credit card company, require a "cash deposit" of some sort - ours is one of the lowest cash deposit requirements in Canada for 'easy approval' secured Visas: only $500 - which IS refundable if you ever choose to cancel your paid-up Home Trust secured Visa! You can also put up to $10,000 on your new secured Visa credit card for bad credit - if you plan on making larger bill payments or purchases with your new Visa card. But a lot of people start with $500 Canadian, and then add more money later!
You can easily apply for our Secured Visa Credit Cards for Bad Credit by Home Trust right here at Dominion Lending Centres!