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FAQS about our Mortgage/Equity-Line Home Trust Visa Credit Cards and their Cash-Back Offers - Dominion Lending Centres, Canada

Check out our answers to these frequently asked questions about our Mortgage/Equity-Line Home Trust Visa Credit Cards (a.k.a. heloc/home equity line of credit) here at Dominion Lending Centres, and their Cash-Back Offers! Click a question-link that interests you below, and you'll zoom down the page to it's answer:

Do you offer any sort of credit card rewards/perks with your Mortgage/Equity-Line Home Trust Visa Credit Card?

We do offer a great Cash-Back credit card offer with our Equity-Line Home Trust Visa Credit Card here at Dominion Lending! It gives you 1%-Cash-Back on all eligible purchases that you make with your new Equity-Line Visa Credit Card - all those regular costs and bills you usually make could be run through your new Equity-Line Visa to give you 1%-Cash-Back!

How much Cash-Back can I get from my new mortgage/Equity-Line Visa Credit Card (heloc) by Home Trust here at Dominion Lending?

You'll get 1%-Back in the form of an account credit every year - 1% of the cost of all eligible direct credit card purchases you make with your new Equity-Line Home Trust Visa - available here at Dominion Lending. That means if you pay for gas, groceries, or pay other eligible bills/living-costs directly with your new Equity-Line Visa by Home Trust - you can get 1%-Cash-Back on all of those direct purchases.

When do I get cash back from my Equity-Line/Mortgage Home Trust Visa Credit Card - is it on my credit card anniversary date, or another date each year?

You'll get your Cash-Back "bonus" from your eligible purchases made with your Equity-Line Home Trust Visa, once a year - actually in January of each year. It isn't each year on your credit card anniversary date (that's the way it is for some credit cards even at Dominion Lending, but not this one). So every year in January you'll get this sort of 'new year's bonus' of 1%-Cash-Back in the form of an account-credit!

What kinds of purchases can I get this Cash-Back offer for with my new Mortgage/Equity-Line Home Trust Visa Credit Card (heloc)?

Any direct eligible purchases you make with your Mortgage/Equity-Line Visa Credit Card can count towards giving you 1%-Cash-Back - it's very unrestricted. All your usual bills and living-costs could easily count towards giving you Cash-Back if you run them through your new Equity-Line Home Trust Visa: costs like groceries, drugstore costs, car-gas - any bill or cost you can pay directly with your new Home Trust Visa. When you get your new Equity-Line Home Trust Visa in the mail you'll get contact info for a Visa rep - so if there are certain purchases you're not sure will 'count' towards giving you 1%-Cash-Back - you can call and ask to put your mind at ease!

How can I get the most Cash-Back possible from my future Home Trust mortgage/Equity-Line Visa Credit Card here at Dominion Lending?

It's simple: in order to get the most Cash-Back out of your new Mortgage/Equity-Line Home Trust Visa Credit Card - run all the usual bills and living costs that you can through this Visa! Since you already have cash on-hand to pay for your usual bills and living costs anyway, just run them through your Equity-Line Home Trust Visa - and pay it off right away using the ease of online banking, to avoid unnecessary interest payments charges and to keep your Visa card's balance free for the next bill. This way you're using your new credit card in a healthy way - you're using it to purchase items you already have the cash for - so you can keep paying it off, but at the same time are saving up 1%-Cash-Back that you can utilize when it's finally deposited in your account each year. If there are purchases you're not sure are eligible for this 1%-Cash-Back offer, you can always call the phone number that comes with your new Equity-Line Visa - to talk to the Visa rep and ask. But most bills/living costs should be able to count towards getting 1%-Cash-Back - like groceries, drugstore items, car gas and more!

How do I apply online for this Mortgage/Equity-Line Visa Credit Card option by Home Trust? Can I do that right here at Dominion Lending?

It's very simple to start the application process for this Canadian Mortgage/Equity-Line Home Trust Visa Credit Card here at Dominion Lending Centres - just fill out our online Mortgage/Equity-Line Home Trust Visa Application today!

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Please Note: All Visa credit card offers, credit card or mortgage rates, Visa Rewards, and any other products, offers, perks/deals, and information on this website is subject to change without notice.

Any Canadian in any Canadian province is welcome to apply for our Dominion Lending Mortgages. When it comes to our easy-approval "Home Trust Visa Secured Credit Cards" for bad-credit - all residents of Canada are welcome to apply except for the residents of Quebec at this point in time. Thank you for your understanding.

Approval for our Dominion Lending Mortgages or Home Trust Visa credit cards cannot be guaranteed. Applicants must be Canadian and the age of majority in their province of residence, which is 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan, and 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, and the Yukon.